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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.A mortgage arrangement fee of up to 1% of the loan amount is payable to SPF. For example, if SPF arranges a mortgage of £100,000 the fee could be £1,000. The exact fee charged will be dependent on the amount of work undertaken. For Bridging Finance where the net loan amount is £150,000 or below, the maximum fee charged is £1,995. SPF Private Clients Limited (SPF) is authorised and regulated by the Financial Conduct Authority (FCA). The FCA does not regulate some forms of buy-to-let and commercial mortgages and taxation advice.